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Mortgages with you in mind

Straight-talking mortgage and protection advice for full peace of mind

Taking the Key

No-Nonsense Mortgage Advice

A mortgage is a big undertaking, and life is already busy. So imagine having someone take care of all the time-consuming and laborious parts while giving you clear, honest advice tailored to suit you, not someone else's pocket. 

 

At UR-Mortgage, we put you at the heart of everything we do. Guiding you through the entire process and drawing on 20 years of experience to offer sound advice and ensure you get the right mortgage and protection.

Our Promise to You

Jargon-Free & Straight Talking

We won’t baffle you with buzzwords or jargon. You’ll get refreshingly honest advice in language that makes sense. 

Simple & Hassle-Free

Life is busy, so our aim is to take the stress and hassle out of your mortgage. Offering you peace of mind that it’s in safe hands.

Friendly & Approachable

There are no stupid questions. We want you to feel confident and well-informed. So ask away because we’re happy to explain.

20 Years Experience

In times of economical uncertainty you can rest assured we have the skills and experience to help you make good decisions.

Get to know the people behind UR-Mortgage

Mortgages

Woman Enjoying a Cup of Coffee
"Being a first time buyer was really scary. But Ur-Mortgage took all the worry away. I was very impressed with their professionalism and transparency throughout the whole Mortgage Advising process.”

RH, Manchester

What's Your Next Move?

Get started today when you book a free consultation. This is just a conversation to see if we can help and you're happy to go ahead. There's no obligation and absolutely no pushy hard sell.​

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

Ur-Mortgage is allowed and regulated by the Financial Conduct Authority, (FCA) registration number: 782640. Ur-Mortgage Limited is an appointed representative of JLM Mortgage Network Ltd (FCA) registration number: 300629, which is authorised and regulated by the Financial Conduct Authority. The FCA do not regulate some forms of mortgages and the guidance within this website is solely targeted at consumers based in the UK. Registered office: Ur-Mortgage Ltd. 5 The Quadrant, Coventry West Midlands. CV1 2EL. Registered company number 6465646. Registered in England & Wales.

* In most circumstances, no fee will be payable.
 

Product Transfers: - We will not charge a fee. We will be paid commission by the lender

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Standard case fee: £390 offset
For standard cases a fee of £390 fee will be charged when a suitable offer has been issued by a lender. The £390 fee due on offer will be reduced by the amount of commission we are paid by the lender. Where the commission from the lender exceeds £390 we will not charge a fee. So, in many cases, no fee will be payable.​

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Complex Case: £390 fixed
For more complex cases, a fee of £390 fee will be charged when a suitable offer has been issued by a lender. We will also be paid commission by the lender.
A complex case may be defined as a mortgage for a client who is newly self-employed, or who has complex income, or who may have had adverse credit, or has non-standard lending requirements

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